@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--ink:#293e4e;--muted:#687f8a;--teal:#439f99;--deep:#163b36;--line:#d6e8e5;--paper:#f7fcfb}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:115px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.75 'DM Sans',sans-serif}h1,h2,h3{font-family:Manrope,sans-serif;letter-spacing:-.045em;line-height:1.14;margin:0;font-weight:800}h1{font-size:clamp(38px,4.5vw,66px)}h2{font-size:clamp(28px,3.1vw,43px)}h1 em,h2 em{font-style:normal;color:var(--teal)}a{color:inherit;text-decoration:none}button{font:inherit}img{display:block;max-width:100%}p{margin:0 0 20px}a:focus-visible,button:focus-visible{outline:3px solid #328e82;outline-offset:4px}.eyebrow{font-size:10px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#398f89;margin:0 0 20px}.lead{font-size:20px;line-height:1.75;color:var(--muted)}.btn{display:inline-flex;justify-content:center;align-items:center;background:#489f98;color:#fff;padding:14px 24px;border:1px solid #489f98;border-radius:40px;font-size:12px;font-weight:700;letter-spacing:.03em;white-space:nowrap}.btn:hover{background:#347f7c;border-color:#347f7c}.text-link,.back-link{display:inline-block;font-size:13px;font-weight:700;color:#3f7f72;border-bottom:1px solid #92c4b8;padding-bottom:5px}.skip-link{position:fixed;top:-100px;left:20px;z-index:1000;padding:12px 20px;background:#163b36;color:#fff;border-radius:5px}.skip-link:focus{top:16px}
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.editorial-cta{background:#153d3c;border-radius:18px;padding:40px 44px;margin:0 0 76px;display:flex;align-items:center;justify-content:space-between;gap:45px;color:#f1f8f5}.editorial-cta .eyebrow{color:#9bcabb}.editorial-cta h2{font-size:34px}.editorial-cta h2 em{color:#91cec0}.editorial-cta p:not(.eyebrow){font-size:14px;color:#b9d2c5;max-width:640px;margin:18px 0 0}.editorial-cta .btn{flex-shrink:0}
.breadcrumb{display:flex;flex-wrap:wrap;gap:12px;align-items:center;font-size:11px;color:#66867c;margin-bottom:42px}.breadcrumb a:hover{text-decoration:underline}.article-hero{padding:35px 0 44px;border-bottom:1px solid var(--line)}.article-hero h1{max-width:1040px;font-size:clamp(36px,4.4vw,61px)}.article-hero .lead{max-width:900px;margin:24px 0}.article-meta{display:flex;align-items:center;gap:12px;font-size:11px;color:#607e72}.author-mark{display:grid;place-items:center;height:32px;width:32px;border-radius:50%;background:#dfeee6;color:#347e6f;font:800 16px Manrope,sans-serif}.meta-divider{color:#7b9b8c}.reading-layout{display:grid;grid-template-columns:240px minmax(0,760px);justify-content:space-between;gap:70px;padding:55px 0 64px}.article-sidebar{align-self:start;position:sticky;top:120px}.article-toc{display:grid;gap:0;border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:22px}.article-toc .eyebrow{font-size:9px}.article-toc>a{display:grid;grid-template-columns:20px 1fr;gap:9px;color:#627e77;font-size:12px;line-height:1.6;padding:9px 0}.article-toc>a span{font-size:9px;color:#7fa79c;padding-top:3px}.article-toc>a:hover{color:#236d5b}.back-link{font-size:11px}.article-body{min-width:0}.article-body section{margin:0 0 42px;scroll-margin-top:125px}.article-body section:last-child{margin-bottom:0}.article-body h2{font-size:27px;line-height:1.3;letter-spacing:-.03em;margin:0 0 18px;font-weight:700}.article-body p,.article-body li{font-size:17px;line-height:1.95;color:#4f686e}.article-body p:last-child{margin-bottom:0}.article-body a{color:#297b69;text-decoration:underline;text-underline-offset:3px}.related-insights{padding:0 0 74px}.related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.diligence-footer{background:#edf6f2;border-top:1px solid var(--line);padding:50px max(6%,calc((100vw - 1268px)/2)) 26px}.footer-main{display:grid;grid-template-columns:1.8fr repeat(4,1fr);gap:30px}.footer-brand img{width:166px}.footer-brand p{font-size:12px;line-height:1.9;color:#6c847a;max-width:245px;margin:20px 0 0}.footer-main>div>strong{display:block;font-size:10px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:18px;color:#37594e}.footer-main>div>a{display:block;font-size:12px;color:#647e73;margin-bottom:10px}.footer-main a:hover{text-decoration:underline;text-underline-offset:3px}.footer-bottom{display:flex;justify-content:space-between;gap:30px;margin-top:36px;padding-top:22px;border-top:1px solid #d1e3da;font-size:10px;line-height:1.8;color:#789184}
@media(max-width:1150px){.site-header>nav{flex-wrap:wrap;gap:15px;padding:18px 5%}.mobile-menu{display:block;margin-left:auto;border:1px solid var(--line);background:transparent;border-radius:8px;padding:7px 12px;color:#2d8173;font-size:18px;cursor:pointer}.links{display:none;width:100%;flex-wrap:wrap;gap:18px;padding-top:15px;border-top:1px solid var(--line)}.menu-open .links{display:flex}.library-hero{gap:32px}.library-hero figure{height:440px}.insight-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.reading-layout{grid-template-columns:200px minmax(0,1fr);gap:36px}.article-toc>a{font-size:11px}.footer-main{grid-template-columns:1.5fr 1fr 1fr;gap:30px}.footer-brand{grid-row:span 2}.editorial-cta{padding:32px;gap:24px}.editorial-cta h2{font-size:29px}}
@media(max-width:760px){.library-hero{grid-template-columns:1fr;padding:44px 0;gap:32px}.library-hero h1 br:nth-of-type(1){display:initial}.library-hero figure{height:330px}.library-hero .lead{font-size:18px}.library-hero figcaption strong{font-size:26px}.library-heading{align-items:start;flex-direction:column;gap:20px}.library-heading>p{max-width:none}.perspectives-library{padding:44px 0}.insight-card{padding:22px}.insight-card h2{font-size:21px}.editorial-cta{flex-direction:column;align-items:start;margin-bottom:48px}.article-hero{padding:24px 0 32px}.breadcrumb{margin-bottom:30px;font-size:10px;gap:9px}.article-hero .lead{font-size:18px}.reading-layout{grid-template-columns:1fr;gap:30px;padding:32px 0 42px}.article-sidebar{position:static}.article-toc{grid-template-columns:1fr 1fr;column-gap:22px}.article-toc>.eyebrow{grid-column:1/-1}.article-sidebar .back-link{display:none}.article-body h2{font-size:25px}.article-body p,.article-body li{font-size:16px}.related-insights{padding-bottom:48px}.footer-main{grid-template-columns:1fr 1fr;gap:28px}.footer-brand{grid-column:1/-1;grid-row:auto}.footer-brand p{max-width:390px}.footer-bottom{flex-direction:column;gap:10px}}
@media(max-width:480px){.insights-home,.article-page{padding:0 6%}.site-header img{width:150px;min-width:150px}.links{display:grid;grid-template-columns:1fr 1fr}.site-header nav:not(.menu-open) .links{display:none}.links .btn{grid-column:1/-1}.insight-grid{grid-template-columns:1fr}.library-hero figure{height:290px}.library-hero figcaption{left:23px;bottom:24px}.library-hero h1{font-size:42px}.article-hero h1{font-size:36px;overflow-wrap:break-word}.article-toc{grid-template-columns:1fr}.article-toc>a{font-size:12px;padding:6px 0}.editorial-cta{padding:27px 23px}.editorial-cta h2{font-size:28px}.editorial-cta .btn{white-space:normal}.footer-bottom{font-size:9px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.insight-card{transition:none}}

.library-hero>div{min-width:0}.insights-home .insight-card:first-child .eyebrow{color:#a6d6c5}